Lets say Montana's schedule/results are the following:

non-conf at full scholarship FCS - WIN
non-conf vs DII - WIN
non-conf vs non-scholarship FCS - WIN

Big Sky: 6-2

Overall: 9-2


You would expect Montana to be selected at large to the FCS playoffs in this scenario. But hold on just a second:

- the DII win obviously doesn't count

- should the win vs. a non-scholarship FCS school count?


If not, then Montana only has 7 DI wins that count towards the playoffs, which puts them right smack in the middle of the pool of teams at the end of every year having 7 wins that think they should get in.

So the question is: should Montana get a "free-ride" by being allowed to claim an 8th DI win vs the non-scholarship team or should they only be allowed to claim 7 DI wins like the other schools that played 11 full scholarship DI teams?