I was justing thinking about it and are there any teams that currently have 3 or less losses who have lost to a FCS team with 4 or more losses already?

I can't think of one off the top of my head but even if there are some there seem to be fewer this year. I'm not sure if it is the schedule or a distinct separation but it seems to be creating an appearance of parity at the top and a good number of playoff contenders....so far.