Quote Originally Posted by SDFS View Post
"other than the 1-game-slip-up that each of the other 2-4 Teams also had"

OK, lets look at the slip-ups

NDSU - Loses - OT (3) Montana, (1) SDSU, (15) UND, (5) USD.
Montana - Loses - (1) SDSU, (29) N. Ariz
Furman - Loses - OT (3) Montana, FBS South Carolina, (86) Wofford - gave Furman 4 turnovers and still managed to win.

It is clear that the losses are absolutely NOT comparable. It should have been a blow out win for Furman instead they lost (NOTE: It was an important game because they were playing for a playoff Seed- which they got no clue how). Combine that with the soft schedule already discussed. Top 4 - Nope.
I had them at 4 based on the showing at Montana. I had a lot of playoff bias in my poll.